What happens when the driver who causes your car accident does not have adequate insurance to compensate you for your injuries and property damage? Your own insurance policy may include underinsured and uninsured motorist coverage to cover you for the difference. At the Ted Smith Law Firm, we are familiar with these types of claims, and will help you collect what you are owed.
The first step in collecting on your uninsured and underinsured motorist coverage is to file a claim against the other driver’s insurance, if they have any. If that insurance fails to cover your losses or if the driver lacks insurance, you should file a first-party claim against your own insurance company.
Despite the fact that you’re dealing with your own insurance company, it too can contest the validity of your claim. It, like any other insurance company, is a business that strives to minimize operating expenses. We will represent you and maximize your recovery in disputes with your own insurance company.
Our tactic is to prepare your case by collecting evidence, witness statements and your medical records. We are able to present all this information to an insurance company who can then see the merits of your case. If the insurance company fails to treat you fairly, we will be ready to present your case to a jury if necessary.
When injured by an uninsured or underinsured motorist, contact us at the Ted Smith Law Firm to schedule a free consultation with an experienced personal injury lawyer.
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At the Ted Smith Law Group, PLLC, we represent people injured in all sorts of accidents throughout central Texas, including people in Killeen, Harker Heights, Belton, Temple, Copperas Cove, Calvert, Waco, Bell County, Coryell County, Milam County, Burnet County, Lampasas and Williamson County.